Supplemental Insurance Options
Purchasing supplemental insurance will lessen your liability and provide coverage you would otherwise not have. Major medical insurance does not cover dental expenses unless it is a medical disease. Critical Illness insurance helps pay the deductibles and unexpected expenses when you have a critical illness. It could even pay your rent or mortgage while you are off work. Disability insurance is to pay for the cost of living while you are off work, whether it is a short period of 6 weeks or up to 5 years for many policies. Short or Long Term Care policies help to pay for home health or nursing home care, if needed. Many major medical policies do not cover the majority of these expenses.
